ࡱ> kmj`nbjbjss.v' ~~~82L~$-'bbbbAZp&r&r&r&r&r&r&$'hK*v&Q~=A&bb&q q q <b~bp&q p&q q :%,|~(&b pK"O*% T&&0-'%.*y*(&*~(&,q && X-'$ D 0;NB=K5 @8A:8 8 <5B>4K 8E >?B8<870F88 =0 ?@8<5@5  0=: >A:2K 1000@. !# >>@48=0BK: M;5:B@>==0O ?>GB0 acher@wiseowl.ru Icq 170552870, B5;5D>= 89168119086. www.wiseowl.ru !>45@60=85  TOC \o "1-3" \h \z \u  HYPERLINK \l "_Toc152050215" 2545=85  PAGEREF _Toc152050215 \h 3  HYPERLINK \l "_Toc152050216" ;020 1."5>@5B8G5A:85 ?>=OB8O 20;NB=KE @8A:>2 8 <5B>4>2 8E <8=8<870F88  PAGEREF _Toc152050216 \h 5  HYPERLINK \l "_Toc152050217" 1.1. >=OB85 8 :;0AA8D8:0F8O 20;NB=KE @8A:>2  PAGEREF _Toc152050217 \h 5  HYPERLINK \l "_Toc152050218" 1.2. !8AB5<0 =>@<0B82=>-?@02>2KE 0:B>2 0=:0 >AA88 2>1;0AB8 @53C;8@>20=8O 20;NB=KE @8A:>2  PAGEREF _Toc152050218 \h 8  HYPERLINK \l "_Toc152050219" 1.3. A=>2=K5 <5B>4K <8=8<870F88 20;NB=KE @8A:>2  PAGEREF _Toc152050219 \h 9  HYPERLINK \l "_Toc152050220" ;020 2.#?@02;5=85 20;NB=K< @8A:>< 8 A?>A>1K 8E <8=8<870F88 =0 ?@8<5@5 :><<5@G5A:>3> 10=:0  0=:0 >A:2K  PAGEREF _Toc152050220 \h 24  HYPERLINK \l "_Toc152050221" 2.1. 0;NB=K5 @8A:8 10=:0 8 <5B>4K 8E <8=8<870F88 =0 ?@8<5@5  0=:0 >A:2K  PAGEREF _Toc152050221 \h 24  HYPERLINK \l "_Toc152050222" ;020 3.0@C156=K9 >?KB <8=8<870F88 20;NB=KE @8A:>2  PAGEREF _Toc152050222 \h 32  HYPERLINK \l "_Toc152050223" 0:;NG5=85  PAGEREF _Toc152050223 \h 40  HYPERLINK \l "_Toc152050224" !?8A>: 8A?>;L7>20==>9 ;8B5@0BC@K  PAGEREF _Toc152050224 \h 42  HYPERLINK \l "_Toc152050225" @8;>65=8O  PAGEREF _Toc152050225 \h 44  2545=85 564C=0@>4=K5 20;NB=>-:@548B=K5 8 D8=0=A>2K5 >B=>H5=8O - A>AB02=0O G0ABL 8 >4=0 87 =081>;55 A;>6=KE AD5@ @K=>G=>3> E>7O9AB20.  =8E D>:CA8@CNBAO ?@>1;5<K =0F8>=0;L=>9 8 <8@>2>9 M:>=><8:8, @0728B85 :>B>@KE 8AB>@8G5A:8 845B ?0@0;;5;L=> 8 B5A=> ?5@5?;5B0OAL. > <5@5 8=B5@=0F8>=0;870F88 8 3;>10;870F88 <8@>2>3> E>7O9AB20 C25;8G820NBAO <564C=0@>4=K5 ?>B>:8 B>20@>2, CA;C3 8 >A>15==> :0?8B0;>2 8 :@548B>2. >4 2;8O=85< <=>38E D0:B>@>2 DC=:F8>=8@>20=85 <564C=0@>4=KE 20;NB=>-:@548B=KE 8 D8=0=A>2KE >B=>H5=89 CA;>6=8;>AL 8 E0@0:B5@87C5BAO G0ABK<8 87<5=5=8O<8. >MB><C 87CG5=85 <8@>2>3> >?KB0 2 87CG5=88 <8=8<870F88 20;NB=KE @8A:>2 ?@54AB02;O5B 1>;LH>9 8=B5@5A 4;O D>@<8@CNI59AO 2 >AA88 8 4@C38E AB@0=0E ! @K=>G=>9 M:>=><8:8. 8A:C ?>425@65=K ?@0:B8G5A:8 2A5 284K 10=:>2A:8E >?5@0F89. =0;878@CO @8A:8 :><<5@G5A:8E 10=:>2 >AA88 =0 A>2@5<5==>< MB0?5, =04> CG8BK20BL: D8=0=A>2>9 =5CAB>9G82>ABLN <=>38E >@30=870F89; >BACBAB285 8;8 =5A>25@H5=AB2> =5:>B>@KE >A=>2=KE 70:>=>40B5;L=KE 0:B>2, =5A>>B25BAB285 <564C ?@02>2>9 107>9 8 @50;L=> ACI5AB2CNI59 A8BC0F859; 8 4@. 0==K5 >1AB>OB5;LAB20 2=>AOB ACI5AB25==K5 87<5=5=8O 2 A>2>:C?=>ABL 2>7=8:0NI8E 20;NB=KE @8A:>2 8 <5B>4>2 8E <8=8<870F88. 4=0:> MB> =5 8A:;NG05B =0;8G8O >1I8E ?@>1;5< 2>7=8:=>25=8O @8A:>2 8 B5=45=F89 48=0<8:8 8E C@>2=O. AE>4O 87 MB>3> <>6=> A45;0BL 2K2>4, GB> B5<0 0;NB=KE @8A:>2 8 <5B>4>2 8E <8=8<870F88 A53>4=O 0:BC0;L=0 :0: =8 :>340. 1J5:B>< @01>BK O2;ONBAO 20;NB=K5 @8A:8. @54<5B>< <5B>4K <8=8<870F88 20;NB=KE @8A:>2. &5;LN @01>BK O2;O5BAO >F5=:0 20;NB=KE @8A:>2 8 2KO2;5=85 >A=>2=KE <5B>4>2 8E <8=8<870F88. &5;L ?>72>;8;0 AD>@<C;8@>20BL 7040G8, :>B>@K5 @5H0;8AL 2 @01>B5: 0AA<>B@5BL ?>=OB85 8 :;0AA8D8:0F8N 20;NB=KE @8A:>2; A8AB5<C =>@<0B82=>-?@02>2KE 0:B>2 0=:0 >AA88 2 >1;0AB8 @53C;8@>20=8O 20;NB=KE @8A:>2; ?@>0=0;878@>20BL >A=>2=K5 <5B>4K <8=8<870F88 20;NB=KE @8A:>2; >F5=8BL 20;NB=K5 @8A:8 8 <5B>4K 8E <8=8<870F88 =0 ?@8<5@5  0=:0 >A:2K; @0AA<>B@5BL 70@C156=K9 >?KB <8=8<870F88 20;NB=KE @8A:>2. !B@C:BC@0 @01>BK A>AB>8B 87: 22545=8O, B@5E 3;02, 70:;NG5=8O, A?8A:0 8A?>;L7>20==>9 ;8B5@0BC@K 8 ?@8;>65=89. 0:;NG5=85 =0;878@CO 2KH587;>65==>5 <>6=> A45;0BL A;54CNI85 2K2>4K ?> @01>B5: 0;NB=K5 @8A:8 - >?0A=>ABL 20;NB=KE ?>B5@L 2 @57C;LB0B5 87<5=5=8O :C@A0 20;NBK F5=K (709<0) ?> >B=>H5=8N : 20;NB5 ?;0B560 2 ?5@8>4 <564C ?>4?8A0=85< 2=5H=5B>@3>2>3> 8;8 :@548B=>3> A>3;0H5=8O 8 >ACI5AB2;5=85< ?;0B560 ?> =5<C. 0;NB=K5 @8A:8 <>6=> :;0AA8D8F8@>20BL, :0:: >?5@0F8>==K9; 10;0=A>2K9 (B@0=A;OF8>==K9); :><<5@G5A:89 @8A:; $>@D59B8@>20=8O @8A:; >=25@A8>==K5 @8A:8. 0;NB=K< @8A:0< ?>425@65=K >15 AB>@>=K A>3;0H5=8O (B>@3>2>3> 8 :@548B=>3>), 0 B0:65 3>AC40@AB25==K5 8 G0AB=K5 2;045;LFK 8=>AB@0==>9 20;NBK. 0;NB=K5 @8A:8 10=:>2 2>7=8:0NB ?@8 >B:@KB>9 20;NB=>9 ?>78F88. !8AB5<0 =>@<0B82=>-?@02>2KE 0:B>2 0=:0 >AA88 2 >1;0AB8 @53C;8@>20=8O 20;NB=KE @8A:>2 ?@54AB02;5=0 2 2845 A2>4>2 70:>=>2 ?> 20;NB=><C 70:>=>40B5;LAB2C. 0 A53>4=OH=89 45=L ?@0:B8:0 2K@01>B0;0 A;54CNI85 ?>4E>4K : 2K1>@C AB@0B5388 70I8BK >B MB8E 20;NB=KE @8A:>2: @8=OB85 @5H5=8O > =5>1E>48<>AB8 A?5F80;L=KE <5@ ?> AB@0E>20=8N @8A:0. K45;5=85 G0AB8 2=5H=5B>@3>2>3> :>=B@0:B0 8;8 :@548B=>3> A>3;0H5=8O, >B:@KB>9 20;NB=>9 ?>78F88, :>B>@0O 1C45B AB@0E>20BLAO. K1>@ :>=:@5B=>3> A?>A>10 8 <5B>40 AB@0E>20=8O @8A:0. %5468@>20=85 MB> - <5B>4K AB@0E>20=8O @07;8G=KE @8A:>2 ?CB5< 70:;NG5=8O 42CE ?@>B82>?>;>6=KE A45;>: 2 10=:>2A:>9, 18@652>9 8 :><<5@G5A:>9 ?@0:B8:5. d f | ~   8 : < > @ B D F H uduuYhUN#CJmHnHu j}hUN#UmHnHujhUN#UmHnHuhUN#mHnHu2jh]3hUN#>*B*UmHnHphuhUN#mHnHuhm5LhUN#0JmHnHu$jhm5LhUN#0JUmHnHujhUN#UaJ hUN#aJ h@ hs `hs `B*aJph hs `aJ htaJd f | D Z 8 t Zp |$ `gdUN# $ `gdUN# $ ^`gdUN# $ `gdUN# $ ^`gdUN#$a$gds `h^hgds `$a$gdUN#nnn    N P R T V X Z \ ^ , õӵv\Lhm5LhUN#0JmHnHsH u2jh]3hUN#>*B*UmHnHphuhUN#mHnHuhUN#CJmHnHu jwhUN#UmHnHujhUN#UmHnHuhUN#mHnHuhm5LhUN#0JmHnHuhm5LhUN#0J;mHnHu$jhm5LhUN#0JUmHnHu2jh]3hUN#>*B*UmHnHphu, . 0 2 4 6 8 : < t v x z 0 2 4 h j l n p r t v x ·©©u·©[©2jh]3hUN#>*B*UmHnHphu jkhUN#UmHnHu2jh]3hUN#>*B*UmHnHphuhUN#mHnHuhm5LhUN#0JmHnHuhUN#CJmHnHu$jhm5LhUN#0JUmHnHuhUN#mHnHujhUN#UmHnHu jqhUN#UmHnHu#NPRTVXZ\^xz|·©ve·©K2jh]3hUN#>*B*UmHnHphu j_hUN#UmHnHuhm5LhUN#0J;mHnHu2jh]3hUN#>*B*UmHnHphuhUN#mHnHuhm5LhUN#0JmHnHuhUN#CJmHnHu$jhm5LhUN#0JUmHnHujhUN#UmHnHu jehUN#UmHnHuhUN#mHnHu  "$&6ɺɩɺߠ߆vɺeɺߠ jShUN#UmHnHuhm5LhUN#0J;mHnHu2jh]3hUN#>*B*UmHnHphuhUN#mHnHu jYhUN#UmHnHujhUN#UmHnHuhUN#mHnHuhUN#CJmHnHuhm5LhUN#0JmHnHu$jhm5LhUN#0JUmHnHu"*,.bdfjlnprt*,.2468:<tvźӏņlź[ӏņ jG hUN#UmHnHu2jh]3hUN#>*B*UmHnHphuhUN#mHnHuhUN#CJmHnHu jMhUN#UmHnHujhUN#UmHnHuhUN#mHnHuhm5LhUN#0JmHnHu$jhm5LhUN#0JUmHnHu2jh]3hUN#>*B*UmHnHphu p8.j#D$Z$$&'*j-KLNST V`gdUN#gdUN#gdUN#$ `a$gdUN# $ ^`gdUN#vxzN\^hl| ! !,!!!V"Z"l""""#f##źӏ{t{t{t{t{tm{m{m{f{f{f{f{f{ hGhUN# hFXhUN# h,xhUN#hUN# hUN#aJjhUN#UaJhUN#CJmHnHu jA hUN#UmHnHujhUN#UmHnHuhUN#mHnHuhm5LhUN#0JmHnHu$jhm5LhUN#0JUmHnHu2j h]3hUN#>*B*UmHnHphu(##$$$$%%&&&T'x'z''''h)j)***T+f+r+v+,,,,f-j---V..FKKKKLLFMTQVQxRzRSTTӽӽӽhybhUN#aJhAhUN#aJhoKhUN#0J5\ hUN#0J5 hybhUN#U h^hUN#h^hUN#aJ hhUN# hoKhUN#hUN#B*ph h ChUN# hKkEhUN#hKkEhUN#6 hUN#6 hrhUN#hUN# hRhUN#2"@048F8>==K< 8 =081>;55 @0A?@>AB@0=5==K< 284>< E5468@>20=8O O2;ONBAO A@>G=K5 (D>@20@4=K5) A45;:8 A 8=>AB@0==>9 20;NB>9. ;O AB@0E>20=8O 20;NB=KE @8A:>2 8A?>;L7C5BAO @O4 =>2KE D8=0=A>2KE 8=AB@C<5=B>2: D8=0=A>2K5 DLNG5@AK 8 D8=0=A>2K5 >?F8>=K, A>3;0H5=85 > 1C4CI59 ?@>F5=B=>9 AB02:5, 2K?CA: F5==KE 1C<03 A 4>?>;=8B5;L=K<8 AB@0E>2K<8 CA;>28O<8 8 4@. -B8 <5B>4K AB@0E>20=8O ?>72>;ONB ?5@5=>A8BL 20;NB=K5, :@548B=K5 8 ?@>F5=B=K5 @8A:8 A ?@>872>48B5;59 8 8=25AB>@>2, >1@5<5=5==KE :>=:C@5=B=>9 1>@L1>9 =0 @K=:0E, =0 CG0AB=8:>2 <8@>2KE 20;NB=KE, :@548B=KE, D8=0=A>2KE @K=:>2, :>B>@K5 3>B>2K ?@8=OBL MB8 @8A:8 =0 A51O, ?>;CG82 A>>B25BAB2CNICN ?@81K;L. 0AA<0B@820O 20;NB=K5 @8A:8 8 <5B>4K 8E <8=8<870F88 =0 ?@8<5@5  0=:0 >A:2K <>6=> A:070BL A;54CNI55: 0=: ?@>2>48B :0: A@>G=K5 20;NB=K5 >?5@0F88, A 20;NB=>9 ?>78F859 8 AB@0E>20=85 20;NB=KE @8A:>2 (E5468@>20=85). 0 A53>4=OH=89 45=L 2  0=:0 >A:2K ACI5AB2C5B A;54CNI0O A8AB5<0 C?@02;5=8O 20;NB=K<8 @8A:0<8, :>B>@0O ?@54CA<0B@8205B G5BK@5 >A=>2=KE <5B>40 <8=8<870F88 @8A:>2: ?>;8B8:0 C?@02;5=8O 20;NB=K<8 @8A:0<8, AB@0E>20=85 20;NB=KE @8A:>2, E5468@>20=85, 4825@A8D8:0F8O. 0=:>< CAB0=>2;5=K 2=CB@5==85 AB0=40@BK ?> C@>2=N ?@>7@0G=>AB8 @8A:>2. -B8 AB0=40@BK 8A?>;L7CNBAO 0=:>< 2 :0G5AB25 >A=>2K 4;O :>=B@>;O, >3@0=8G5=8O 8 C?@02;5=8O @8A:0<8.  AB@C:BC@5 0=:0 DC=:F8>=8@C5B !;C610 2=CB@5==53> :>=B@>;O, 45OB5;L=>ABL :>B>@>9 =0?@02;5=0 =0 ?@54>B2@0I5=85 C1KB:>2 0=:0 8 53> :;85=B>2. @02;5=85 0=:0 CAB0=02;8205B ;8<8BK =0 C@>25=L @8A:0 2 @07@575 20;NB. #:070==K5 ;8<8BK B0:65 A>>B25BAB2CNB <8=8<0;L=K< B@51>20=8O< 0=:0 >AA88. >;8B8:0 C?@02;5=8O 20;NB=K<8 @8A:0<8 2:;NG05B >?@545;5=85 @07<5@>2, 0=0;87 20;NB=>3> @8A:0, 2K1>@ <5B>4>2 C?@02;5=8O 20;NB=K< @8A:><, :>=B@>;L ?@>F5AA>2 C?@02;5=8O.  <564C=0@>4=>9 ?@0:B8:5 ?@8<5=ONBAO B@8 >A=>2=KE A?>A>10 AB@0E>20=8O @8A:>2: 1) >4=>AB>@>==85 459AB28O >4=>3> 87 :>=B@035=B>2; 2) >?5@0F88 AB@0E>2KE :><?0=89, 10=:>2A:85 8 ?@028B5;LAB25==K5 30@0=B88; 3) 2708<=0O 4>3>2>@5==>ABL CG0AB=8:>2 A45;:8. =>340 :><18=8@C5BAO =5A:>;L:> A?>A>1>2. !?8A>: 8A?>;L7>20==>9 ;8B5@0BC@K @0640=A:89 :>45:A $. '0ABL 1 8 2. 740B5;LAB2>: -:A<>, 20053.400c. $545@0;L=K9 70:>= >B 10.12.2003 ! 173-$ " 20;NB=>< @53C;8@>20=88 8 20;NB=>< :>=B@>;5". $545@0;L=K9 70:>= >B 02.12.1990 N 395-1(@54. >B 21.07.2005) " 10=:0E 8 10=:>2A:>9 45OB5;L=>AB8" (A 87<. 8 4>?., 2ABC?0NI8<8 2 A8;C A 01.09.2005). $545@0;L=K9 70:>= >B 29 8N=O 2004 3>40 N 58-$ " &5=B@0;L=>< 10=:5 >AA89A:>9 $545@0F88 (0=:5 >AA88) ( >AA89A:0O 3075B0, N 138, 01.07.2004) =AB@C:F8O 0=:0 >AA88 >B 28 0?@5;O 2004 3>40 N 113- " ?>@O4:5 >B:@KB8O, 70:@KB8O, >@30=870F88 @01>BK >1<5==KE ?C=:B>2 8 ?>@O4:5 >ACI5AB2;5=8O C?>;=><>G5==K<8 10=:0<8 >B45;L=KE 284>2 10=:>2A:8E >?5@0F89 8 8=KE A45;>: A =0;8G=>9 8=>AB@0==>9 20;NB>9 8 20;NB>9 >AA89A:>9 $545@0F88, G5:0<8 (2 B>< G8A;5 4>@>6=K<8 G5:0<8), =><8=0;L=0O AB>8<>ABL :>B>@KE C:070=0 2 8=>AB@0==>9 20;NB5, A CG0AB85< D878G5A:8E ;8F". =AB@C:F8O N101- >B 10.09.2001 " ?>@O4:5 CG5B0 C?>;=><>G5==K<8 10=:0<8 20;NB=KE >?5@0F89 @57845=B>2, A2O70==KE A ?>;CG5=85< >B =5@57845=B>2 :@548B>2 8 709<>2 2 8=>AB@0==>9 20;NB5 8 ?@54>AB02;5=85< =5@57845=B0< 709<>2 2 8=>AB@0==>9 20;NB5". >;>65=85 &  >B 16 8N=O 1999 3. N 77- " ?>@O4:5 8 CA;>28OE ?@>2545=8O B>@3>2 8=>AB@0==>9 20;NB>9 70 @>AA89A:85 @C1;8 =0 548=>9 B>@3>2>9 A5AA88 <5610=:>2A:8E 20;NB=KE 18@6". #:070=85 & $ >B 21.02.2000 N 744-#" 2=5A5=88 87<5=5=89 8 4>?>;=5=89 2 8=AB@C:F8N 0=:0 >AA88 >B 22.05.96 n 41 "1 CAB0=>2;5=88 ;8<8B>2 >B:@KB>9 20;NB=>9 ?>78F88 8 :>=B@>;5 70 8E A>1;N45=85< C?>;=><>G5==K<8 10=:0<8 >AA89A:>9 $545@0F88" #:070=85 >B 7 >:BO1@O 2005 3. N 1626-#  2=5A5=88 87<5=5=89 2 8=AB@C:F8N 0=:0 >AA88 >B 28 0?@5;O 2004 3>40 N 113- " ?>@O4:5 >B:@KB8O, 70:@KB8O, >@30=870F88 @01>BK >1<5==KE ?C=:B>2 8 ?>@O4:5 >ACI5AB2;5=8O C?>;=><>G5==K<8 10=:0<8 >B45;L=KE 284>2 10=:>2A:8E >?5@0F89 8 8=KE A45;>: A =0;8G=>9 8=>AB@0==>9 20;NB>9 8 20;NB>9 >AA89A:>9 $545@0F88, G5:0<8 (2 B>< G8A;5 4>@>6=K<8 G5:0<8), =><8=0;L=0O AB>8<>ABL :>B>@KE C:070=0 2 8=>AB@0==>9 20;NB5, A CG0AB85< D878G5A:8E ;8F". #:070=85 & $ >B 20.03.2002 N 1127-#" 2=5A5=88 87<5=5=89 8 4>?>;=5=89 2 ?>;>65=85 0=:0 >AA88 >B 26.11.2001 N 159- " <5B>48:5 @0AG5B0 A>1AB25==KE A@54AB2 (:0?8B0;0) :@548B=KE >@30=870F89 :>?>20 .!., >@>=:>20 ..8@>20O M:>=><8:0 8 <564C=0@>4=K5 M:>=><8G5A:85 >B=>H5=8O, $5=8:A - 2001, 416 AB@. 0;48= . ., >@>1L52 !. .#?@02;5=85 @8A:0<8.740B5;LAB2>: .=8B8-0=0, 2005 3.A. 512. #8;LO< 5@=AB09=0: ?>AB@>8BL A2>9 ?>@BD5;L, GB>1K <0:A8<878@>20BL ?@81K;L 8 <8=8<878@>20BL @8A:. 07C<=>5 @0A?@545;5=85 0:B82>2 740B5;LAB2>: >@8, 2004 3.A. 320. 0@O:8= . ..!B@0E>20=85 ?>;8B8G5A:8E @8A:>2 2=5H=5B>@3>2KE >?5@0F89 8 <564C=0@>4=KE 8=25AB8F89 (2>?@>AK B5>@88 8 <5B>4>;>388) 740B5;LAB2>: 2C0@ :>=A0;B8=3, 2002 3.A. 144. 564C=0@>4=K5 20;NB=>-:@548B=K5 8 D8=0=A>2K5 >B=>H5=8O: #G51=8:/>4 @54. .. @0A028=>9. - 2-5 874., ?5@5@01. 8 4>?. - .: $8=0=AK 8 AB0B8AB8:0, 2000. - 608 A.: 8;. '5@=>20 . ., C4@O2F52 . .#?@02;5=85 @8A:0<8. 740B5;LAB20: " 5;18, @>A?5:B, 2006 3. A. 160. =D>@<0F8O >  0=: >A:2K 8AB>G=8::  HYPERLINK "http://www.mmbank.ru/" http://www.mmbank.ru/     T Vnn nPnRnTn~nnnnnnnnnnnn󵱵hk jhk UhhUN#0J>*B*phj hhUN#U hhUN#jhhUN#U hXx(hUN#hUN#hAhUN#aJ VNVVWXY]^R`2bedgDhhi@j>kklmnnnnnn`gdUN# & F ^`gdUN#gdUN#nnnnnnnnnnnnnnnnnnn,1h. A!"R#n$n% }DyK _Toc152050215}DyK _Toc152050215}DyK _Toc152050216}DyK _Toc152050216}DyK _Toc152050217}DyK _Toc152050217}DyK _Toc152050218}DyK _Toc152050218}DyK _Toc152050219}DyK _Toc152050219}DyK _Toc152050220}DyK _Toc152050220}DyK _Toc152050221}DyK _Toc152050221}DyK _Toc152050222}DyK _Toc152050222}DyK _Toc152050223}DyK _Toc152050223}DyK _Toc152050224}DyK _Toc152050224}DyK _Toc152050225}DyK _Toc152050225DyK http://www.mmbank.ru/yK ,http://www.mmbank.ru/Z@Z UN#1KG=K9$$dh`a$CJ_HaJmHsHtH\@\ UN# 03>;>2>: 1 <@&5CJ KH OJQJ\^JaJ Z@Z UN# 03>;>2>: 2 <@&56OJQJ\]^JaJN@N UN# 03>;>2>: 3$<@&5\^JaJBA@B A=>2=>9 H@8DB 0170F0Xi@X 1KG=0O B01;8F04 l4a .k@. 5B A?8A:0<@< UN# 3;02;5=85 3 ^4@4 UN# 3;02;5=85 1<@< UN# 3;02;5=85 2 ^:U@!: UN# 8?5@AAK;:0 >*B*ph<@2< UN# "5:AB A=>A:8CJaJ2&@A2 UN# =0: A=>A:8H*,W@Q, UN#!B@>3895\jobj s `=0: =0: =0: =0:$$$`a$aJmH sH tH  '      'vDKOP"-r8  "-qSN/Rs8u e!=##n$$I%l%%&&'''''''''''''''''''''''''0000000000000000000(00000000(00"0"0"0"0"0"0"0"0"0"0"(0 0R 0R 0R 0R 0R 0R 0R 0R 0R 0 R 0 R 0 R 0 R0R 0 R0R 0R 0R 0R0@0h00@0h00@0h00@0h00h00@0@0@0@0@0@0@0@0@0@0@00KOP"-r8  "-qSN/Rs8u e!=##n$$I%l%%&&''''j0:qOh09h0u0"h000000000000000*009090909090909*080E0E0E0E0E0E0E0E0E0E0E*08R 0RP 0R 0R 0R 0R 0R 0R 0R 0R 0 R 0 R 0 R 0 R0R 0 R0R 0R 0R 0R 00j  , v#Tn!"8p Vnn 9:n "B< (*+-MPlopr 2568XzP'u''' X%ĕX%ĕX%ĕX%ĕX%ĕX%ĕX%ĕX%ĕX%ĕX%ĕX%ĕ̕X8@0(  B S  ?' _Toc152050215 _Toc152050223 _Toc152050224"R',r'n~$$$$''''''''''''''CDJKNPt p ",-pM8u d!e!<#>##$$&c&''''''''''''''DO"-)s*%l%''''''''''''''''''''''''''''U ->KTq1T5r ^`hH. ^`hH. pLp^p`LhH. @ @ ^@ `hH. ^`hH. L^`LhH. ^`hH. ^`hH. PLP^P`LhH.M^`Mo(.0^`0o(..B 0B ^B `0o(...cc^c`o(.... ^`o( ..... =`=^=``o( ...... ^^^^`o(....... !!^!`o(........ 8&8&^8&`o(.........Tq1U -UN# Es `tk K'@LL'`` ` ```FUnknownGz Times New Roman5Symbol3& z Arial"1ha&!G!GYn4z'z'2qHX ?UN#2 !>45@60=85Anna ChernenkoAnna Chernenko  Oh+'0   @ L Xdlt| Anna Chernenko Normal.dotAnna Chernenko4Microsoft Office Word@ @k@"!՜.+,D՜.+,< hp  HOMEGz'    8@ _PID_HLINKSAHEEhttp://www.mmbank.ru/M4>M_Toc15205022548M_Toc15205022442M_Toc1520502234,M_Toc1520502224&M_Toc1520502214 M_Toc1520502204M_Toc1520502194M_Toc1520502184M_Toc1520502174M_Toc1520502164M_Toc152050215  !"#$%&'()*+,-./0123456789:;=>?@ABCEFGHIJKLMNOPQRSTUVWXY[\]^_`acdefghilRoot Entry FY"nData <1TableD*WordDocument.vSummaryInformation(ZDocumentSummaryInformation8bCompObjq  F Microsoft Office Word MSWordDocWord.Document.89q